Last updated: September 30, 2025.

DISCLAIMER

Client understands that Lua Foster/Luciana Foster/Heart of the Feminine is not an employee, agent, lawyer, doctor, manager, therapist, business manager, registered dietician, nutritionist, financial analyst, psychotherapist, or accountant.

Client understands that the services offered can complement any medical or psychological care Client may be receiving. Client understands that Cycle Wisdom and/or Reiki Session(s) do not take the place of medical care. It is recommended that Client see a licensed physician or licensed health care professional for any physical or psychological ailment Client may have.

Client understands that Lua Foster/Luciana Foster/Heart of the Feminine has not promised, shall not be obligated to, and will not act as a therapist providing psychoanalysis, psychological counseling, or behavioral therapy.

Client understands that a coaching relationship does not exist between the parties after the conclusion of each session(s). If the Parties continue their relationship, a separate agreement will be entered.

FEES

As a purchaser of Cycle Wisdom and/or Reiki Session(s), you agree to pay for your session(s) and session packages in one full payment.

REFUNDS

You are responsible for full payment of Cycle Wisdom and/or Reiki Session(s), including session packages, regardless of whether you receive these sessions in person or remotely. Under no circumstances will Lua Foster/Luciana Foster/Heart of the Feminine refund any payments made by the Client. By agreeing to these Terms, the Client agrees to be legally obligated to pay the full amount of the agreed-upon fee.

METHODS OF PAYMENT

You are authorizing Heart of the Feminine to charge your debit or credit card for a one-time payment.

CANCELLATION

To honor our time and your commitment to yourself, we don't offer refunds but will reschedule with 48 hours' notice.

CHARGEBACKS

By attempting a chargeback with your financial institution, you expressly agree to pay the full cost of your original purchase plus any fees or associated costs incurred by Lua Foster/Luciana Foster/Heart of the Feminine. We have the right to present these Terms to your financial institution, any payment processing product, and/or investigating agency regarding the attempted chargeback or financial dispute.

CONFIDENTIALITY

All information that the Client shares with Lua Foster/Luciana Foster/Heart of the Feminine as part of the relationship is bound by a Code of Ethics that assures confidentiality. Lua Foster/Luciana Foster/Heart of the Feminine and Client recognize that confidential or sensitive information may be shared during session(s). Lua Foster/Luciana Foster/Heart of the Feminine will not disclose this information to other parties without Client’s explicit permission. Thus, consider this a mutual non-disclosure agreement.
Client acknowledges that there are situations under which Lua Foster/Luciana Foster/Heart of the Feminine is obligated to report information shared by Client. These situations include when information is received that someone may be harmed or when there is a threat to Client’s health or safety.

NON-DISCLOSURE OF MATERIALS

All Materials and concepts given to Client during any service and/or session(s) are proprietary. Client agrees that such proprietary material is solely for Client’s personal use. Client agrees not to make use of any materials or concepts for professional or commercial purposes in any manner unless specific permission is granted by Lua Foster/Luciana Foster/Heart of the Feminine. Under no circumstances may these materials be shared, sold, or repurposed for professional use. Any disclosure to a third party, copying, or republishing of any portion of any Cycle Wisdom and/or Reiki Session materials or their contents is strictly prohibited and constitutes infringement.

CLIENT RESPONSIBILITY

Client accepts and agrees that Client is 100% responsible for their progress and results from any session. Lua Foster/Luciana Foster/Heart of the Feminine make no representations, warranties, or guarantees, verbally or in writing, regarding Client’s results. Client understands that because of the nature of these services and/or sessions and their extent, the results experienced by each client may significantly vary. All information and insights offered to you before or after a session are to be used by your choice and at your own risk and discretion. These sessions may work on a deep level mentally, emotionally, physically, and spiritually, and may, at times, bring forth challenges. Client acknowledges that, as with any personal or business endeavor, there is an inherent risk of loss of capital, and there is no guarantee that Client will reach their goals as a result of receiving a session.

INDEPENDENT CONTRACTOR STATUS

Nothing in this Agreement is to be construed as creating a partnership, venture alliance, or any other similar relationship. Each party shall be an independent contractor in its performance hereunder and shall retain control over its personnel and the manner in which such personnel perform hereunder. In no event shall such persons be deemed employees of the other party by virtue of participation or performance hereunder

FORCE MAJEURE

In the event that any cause beyond the reasonable control of either Party, including without limitation acts of God, war, curtailment or interruption of transportation facilities, threats or acts of terrorism, State Department travel advisory, labor strike or civil disturbance, make it inadvisable, illegal, or impossible, either because of unreasonable increased costs or risk of injury, for either Party to perform its obligations under this Agreement, the affected Party’s performance shall be extended without liability for the period of delay or inability to perform due to such occurrence.

SEVERABILITY/WAIVER

If any provision of this Agreement is held to be invalid or unenforceable, the remaining provisions shall nevertheless continue in full force. The failure of either Party to exercise any right provided for herein will not be deemed a waiver of that right or any further rights hereunder.

MISCELLANEOUS

1) LIMITATION OF LIABILITY Client agrees they used Company’s services at their own risk. Client releases Lua Foster/Luciana Foster/Heart of the Feminine, its officers, employers, directors, assistants, group moderators, special guest mentors, and related entities from any and all damages that may result from any claims arising from any agreements, past or present, between the parties. Client accepts any and all risks, foreseeable or unforeseeable. Client agrees that Lua Foster/Luciana Foster/Heart of the Feminine will not be held liable for any damages of any kind resulting from or arising from, including but not limited to; direct, indirect, incidental, special, negligent, consequential, or exemplary damages happening from the use or misuse of Company’s services.

2) NON-DISPARAGEMENT If a dispute arises between the Parties, the Parties agree and accept that the only venue for resolving such a dispute shall be in the venue set forth herein below. The parties agree that they neither will engage in any conduct or communications with a third party, public or private, designed to disparage the other.

3) ASSIGNMENT This Agreement may not be assigned by either party without the express written consent of both parties.

4) TERMINATION The company is committed to providing all clients receiving a service or session(s) with a positive and empowering experience. By agreeing to the Terms, Client agrees that the Company may, at its sole discretion, terminate this Agreement and limit, suspend, or terminate Client’s participation in the session(s) without refund if Client becomes disruptive or difficult to work with, or upon violation of the terms. Client will still be liable for paying the total contract amount.

5) INDEMNIFICATION Client shall defend, indemnify, and hold harmless Company, Company’s officers, employers, employees, contractors, directors, related entities, trustees, affiliates, and successors from and against any and all liabilities and expenses whatsoever - including without limitation, claims, damages, judgments, awards, settlements, investigations, costs, attorneys fees, and disbursements - which any of them may incur or become obligated to pay arising out of or resulting from the offering for sale, the sale, and/or use of the product(s), excluding, however, any such expenses and liabilities which may result from a breach of this Agreement or sole negligence or willful misconduct by Company, or any of its shareholders, trustees, affiliates or successors. Client shall defend Company in any legal actions, regulatory actions, or the like arising from or related to this Agreement. Client recognizes and agrees that all of the Company’s shareholders, trustees, affiliates, and successors shall not be held personally responsible or liable for any actions or representations of the Company.

6) CHOICE OF LAW, ARBITRATION, AND LIMITED REMEDIES This agreement shall be construed according to the laws of the State of California. In the event that any provision of this Agreement is deemed unenforceable, the remaining portions of the Agreement shall be severed and remain in full force. In the event a dispute arises between the parties, either arising from this Agreement or otherwise pertaining to the relationship between the parties, the parties will submit to binding arbitration before the American Arbitration Association (Commercial Arbitration and Mediation Center for the Americas Mediation and Arbitration Rules). Any judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof. Such arbitration shall be conducted by a single arbitrator. The sole remedy that can be awarded to the Client in the event that an award is granted in arbitration is the refund of the Membership Fee. Without limiting the generality of the foregoing, no award of consequential or other damages, unless specifically set forth herein, may be granted to the Client.